jawaban uas

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3. a. e-commerce


Google's Android is now the global leader of the smartphone operating system pack. In the fourth quarter of 2010, shipments of Android-powered smartphones outnumbered all competitors, including the longstanding leader Nokia, according to a report from Canalys released Monday. Shipments of Android-powered smartphones reached 32.9 million last quarter, around seven times as many as in the year-ago quarter. This is bad news for Nokia, which shipped 31 million smartphones running Symbian in Q4. [More...]
Monday - January 31, 2011
At the HP Software Universe 2010 Conference in Barcelona, we explored some major enterprise software and solutions, trends and innovations making news across HP's ecosystem of customers, partners, and developers. Now, this customer case-study from the conference focuses on McKesson and how their business has benefited from advanced application lifecycle management. [More...]

Saturday - January 29, 2011
Platform Computing last week released Platform ISF 2.1, which improves ease of use and automation for building and managing enterprise private clouds. Platform's cloud management software helps enterprises transition from internal IT to more productive and efficient private cloud infrastructure services that support multitier applications. [More...]

Friday - January 28, 2011
The classic newspaper may finally gets its 21st-century update. News Corp.'s iPad-exclusive newspaper, The Daily, is set to launch on Feb. 2. A weekly subscription will reportedly cost 99 cents. Issues of The Daily will be delivered automatically through Apple once users sign up. News Corp. told the E-Commerce Times the company cannot offer more information before the Feb. 2 announcement. [More...]

Friday - January 28, 2011
The move to adopt cloud technologies by federal agencies has opened up IT opportunities for many vendors. As momentum builds within these agencies to explore the cloud, support is coming from other quarters, and as federal cloud conversions unfold, it appears that multiple vendors are getting a piece of the action. [More...]

Friday - January 28, 2011
Call it "Clash of the Titan," emphasis on the singular: a courtroom victory for software giant Microsoft over Matt Miszewski that restrains the former employee from joining CRM rival Salesforce.com. Miszewski, a Microsoft government services division manager until last December, violated non-compete and confidentiality agreements he signed upon beginning work with the company, according to Redmond. [More...]

Friday - January 28, 2011
With the iPhone 4 launching on the Verizon network on Feb. 10 and pre-orders starting on Feb. 3, now is a good time to go over some information on what you should and should not expect. But first, let's make one thing very clear: It is the iPhone 4 on Verizon. It is NOT the Verizon iPhone. And that is a good thing for the end users. [More...]

Thursday - January 27, 2011
Video-on-demand website Hulu is embroiled in internal struggles over its business model. The site is a pioneer in Internet video when it was launched by TV networks in 2008, streaming recent episodes of popular TV shows, along with a limited number of commercials, to computers and other devices. Hulu is a joint venture of TV giants NBC Universal, FOX Entertainment Group and ABC. [More...]

Thursday - January 27, 2011
Healthcare technology has really made incredible advances over the last several years. However, while there is an app for almost everything, much still seems to be stuck in the Fred Flintstone era. Doctors still carry around thick folders with years of patient history. Yesterday, this was the only way to capture all of a patient's information. [More...]

Thursday - January 27, 2011
As Feb. 10 nears, more information is coming regarding the pricing plans Verizon Wireless will offer customers who use the iPhone, which the carrier will make available on that date. Meanwhile, AT&T appears to be reworking its own plans, perhaps in a bid to convince some users not to run into the arms of its arch wireless rival. [More...]

Thursday - January 27, 2011
Wouldn't it be great if customers who had questions about your products could get the answer from other customers? Wouldn't it be wonderful if customers brainstormed on ways you could improve your service processes? Wouldn't it be tremendous if you could see trends in service needs and adjust your processes to meet them earlier and more effectively? [More...]
Electronic commerce, commonly known as e-commerce or eCommerce, consists of the buying and selling of products or services over electronic systems such as the Internet and other computer networks. The amount of trade conducted electronically has grown extraordinarily with widespread Internet usage. The use of commerce is conducted in this way, spurring and drawing on innovations in electronic funds transfer, supply chain management, Internet marketing, online transaction processing, electronic data interchange (EDI), inventory management systems, and automated data collection systems. Modern electronic commerce typically uses the World Wide Web at least at some point in the transaction's lifecycle, although it can encompass a wider range of technologies such as e-mail as well.

A large percentage of electronic commerce is conducted entirely electronically for virtual items such as access to premium content on a website, but most electronic commerce involves the transportation of physical items in some way. Online retailers are sometimes known as e-tailers and online retail is sometimes known as e-tail. Almost all big retailers have electronic commerce presence on the World Wide Web.
Electronic commerce that is conducted between businesses is referred to as business-to-business or B2B. B2B can be open to all interested parties (e.g. commodity exchange) or limited to specific, pre-qualified participants (private electronic market). Electronic commerce that is conducted between businesses and consumers, on the other hand, is referred to as business-to-consumer or B2C. This is the type of electronic commerce conducted by companies such as Amazon.com. Online shopping is a form of electronic commerce where the buyer is directly online to the seller's computer usually via the internet. There is no intermediary service. The sale and purchase transaction is completed electronically and interactively in real-time such as Amazon.com for new books. If an intermediary is present, then the sale and purchase transaction is called electronic commerce such as eBay.com.
b.e-banking
BNI Internet Banking adalah fasilitas layanan transaksi perbankan melalui jaringan internet selama 24 jam 7 hari seminggu, bagi Anda Nasabah BNI yang menginginkan kemudahan bertransaksi perbankan melalui jaringan internet kapanpun dan dimanapun Anda berada.
Cara mudah menjadi Pengguna BNI Internet Banking :
  1. Lakukan Registrasi menggunakan BNI Card*) Anda di BNI ATM melalui menu ”Registrasi E-Channel”, dan buat 6 angka PIN Registrasi BNI Internet Banking
  2. Lakukan Aktivasi BNI Internet Banking, dengan cara :
    • Akses Layanan BNI Internet Banking Personal melalui www.bni.co.id
    • Untuk pengguna baru, ikuti panduan ”Jika Anda sudah registrasi BNI Internet Banking via BNI ATM, silakan klik di SINI untuk aktivasi”
    • Masukkan 16 angka nomor BNI Card*) dan PIN Registrasi BNI Internet Banking Anda
    • Bacalah dengan teliti Syarat & Ketentuan BNI Internet Banking, dan beri Tickmark pada kotak tanda persetujuan
    • Buatlah User ID dan Password Anda sesuai dengan ketentuan format.
  3. Gunakan User ID dan Password Anda untuk login pada Layanan BNI Internet Banking dan langsung dapat melakukan transaksi non finansial seperti informasi saldo dan mutasi rekening.
  4. Untuk bisa melakukan transfer dana, membayar tagihan dan transaksi finansial lainnya, Anda harus memiliki BNI eSecure yaitu alat pengaman tambahan (token) untuk menghasilkan kombinasi angka yang selalu berubah (dynamic PIN)
*)Termasuk Kartu Mahasiswa, Kartu Pegawai/Anggota & BNI Syariah Card
Cara memperoleh BNI eSecure :
  1. Pada layar aplikasi BNI Internet Banking, pilih menu ”Administrasi” → ”Registrasi BNI eSecure” (cetak/catat Nomor Referensi Pemesanan BNI eSecure)
  2. Pilih area dan Kantor Cabang BNI (sesuai pilihan di layar) untuk mengambil BNI eSecure Anda.
  3. Setelah 10 hari kerja, BNI e-Secure dapat Anda ambil di Cabang BNI yang Anda pilih, dengan membawa Buku Tabungan,BNI Card, Kartu Identitas yang masih berlaku dan Nomor Referensi Pemesanan BNI eSecure.
  4. Lakukan aktivasi BNI eSecure Anda melalui Layanan BNI Internet Banking, sesuai petunjuk pada layar Layanan.
Jenis Transaksi di BNI Internet Banking
Transaksi Non Finansial
  • Informasi saldo
  • Informasi mutasi rekening
Transaksi Finansial
  • Transfer Dana antar Rekening BNI
  • Transfer Dana ke Bank lain (Kliring dan RTGS)
  • Pembayaran Tagihan
    • Kartu Kredit (BNI, Standard Chartered, HSBC, GE Finance, ANZ, Bank Niaga, ABN AMRO, Bank Permata, Danamon, Citibank)
    • Telkom (Telepon,Flexi Classy, Speedy) seluruh kode area di Indonesia
    • Kartu Halo Telkomsel
    • Kartu Xplor Excelcomindo
    • Matrix dan StarOne Indosat
    • Listrik PLN (Distribusi Kaltim, Sumbar, Jateng & DIY, Batam, Sulut, Sulteng & Gorontalo dan Kalbar - akan segera diimplementasikan. Jawa Barat dan Banten (dapat menggunakan layanan ATM)
  • Pembelian Voucher Prabayar
    • Telkomsel (Simpati & As)
    • Indosat (Mentari, IM3 & StarOne)
    • XL (bebas & jempol)
    • ESIA
    • FREN
    • Telkom Flexi
    • 3.
  • Pembelian Tiket Airline
    • Garuda
    • Lion Air
    • Mandala
  • Pembayaran Biaya Pendidikan (Student Payment Centre)
    • ITB, Trisakti, Unpad, UNS, Unibraw, USU, Unsri, UNJ, UPN Jogya, UKDW, Unib, UNY, UPI, UM, Unsoed, ITN, Unimed, Unnes, UIN Sunan Kalijaga, Poltek Sriwijaya, Poltekes, Poltek Malang, dan lain-lain.
      Periode Pembayaran hanya dilakukan sesuai dengan ketentuan dari masing-masing perguruan tinggi.

Fasilitas Administrasi
  • Registrasi BNI eSecure
  • Aktifasi BNI eSecure
  • Ganti Alamat Email
  • Ganti Password
  • Daftar Rekening
  • Daftar Pembayaran
  • Download Receipt Transaksi
Catatan : Jenis transaksi transfer, pembayaran dan pembelian akan terus bertambah untuk kemudahan Anda
Tarif Layanan BNI Internet Banking
No.
Jenis Transaksi
Biaya beban Nasabah*)
1
Transfer Antar Rekening BNI
Bebas Biaya
2
Transfer ke Bank Lain - Kliring
Rp 5.000
3
Transfer ke Bank Lain - RTGS
Rp 17.500
4
Pembayaran Tagihan
Bebas Biaya
5
Pembayaran Tagihan PLN
Rp 2.000
6
Pembelian Voucher Prabayar
Bebas Biaya
7
Administrasi Penggunaan BNI eSecure
(dibebankan hanya 1 kali diawal)
Rp 10.000

*) Tarif biaya dapat berubah sewaktu-waktu tanpa pemberitahuan
Limit transaksi BNI Internet Banking


Jenis Transaksi
Limit per hari
Transfer antar rekening BNI
Rp. 100.000.000,--
Kliring
Rp. 99.999.999,--
RTGS
Rp. 100.000.000,--
Isi Ulang Pulsa
Rp. 2.000.000,--
Pembayaran Tagihan
  • Kartu Kredit BNI
  • Kartu Kredit Non BNI
  • HALO Telkomsel
  • MATRIX Indosat
  • Xplor Excelcomindo
  • Telkom
  • Flexi Postpaid
  • Speedy
  • PLN
  • Tiket Penerbangan
  • Biaya Pendidikan
Bebas (sesuai jumlah tagihan / keinginan nasabah)

Transaksi Pembelian Pulsa Isi Ulang
Operator
Nominal (dalam ribuan)
Simpati 50, 150, 200, 300, 500, 1.000
Kartu AS 50, 150
Mentari 50, 100, 200, 300, 500
XL Voucher 25, 50, 100, 200
XL Bebas Xtra 50, 100
Star One 100, 200, 300, 500
IM3 100, 200, 300, 500
3 (Three) 30, 50, 100, 150, 300, 500
FREN 50, 100, 150, 200, 300, 350, 500
Flexi Trendy 50, 100, 150, 200, 250, 350, 500
ESIA 25, 50, 100, 150, 100
Segera lakukan Registrasi BNI Internet Banking di BNI ATM terdekat, untuk kemudahan transaksi perbankan Anda. Untuk informasi, hubungi Kantor Cabang BNI terdekat atau BNI Call di (021) 5789 9999 atau 68888 dari ponsel.
Nasabah pengguna BNI Internet Banking tunduk kepada Syarat dan Ketentuan Layanan BNI Internet Banking, yang dapat diakses melalui www.bni.co.id

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E-commerce atau bisa disebut Perdagangan elektronik atau e-dagang adalah penyebaran, pembelian, penjualan, pemasaran barang dan jasa melalui sistem elektronik seperti internet atau televisi, www, atau jaringan komputer lainnya. E-commerce dapat melibatkan transfer dana elektronik, pertukaran data elektronik, sistem manajemen inventori otomatis, dan sistem pengumpulan data otomatis.

Industri teknologi informasi melihat kegiatan e-dagang ini sebagai aplikasi dan penerapan dari e-bisnis (e-business) yang berkaitan dengan transaksi komersial, seperti: transfer dana secara elektronik, SCM (supply chain management), e-pemasaran (e-marketing), atau pemasaran online (online marketing), pemrosesan transaksi online (online transaction processing), pertukaran data elektronik (electronic data interchange /EDI), dll.

E-dagang atau e-commerce merupakan bagian dari e-business, di mana cakupan e-business lebih luas, tidak hanya sekedar perniagaan tetapi mencakup juga pengkolaborasian mitra bisnis, pelayanan nasabah, lowongan pekerjaan dll. Selain teknologi jaringan www, e-dagang juga memerlukan teknologi basisdata atau pangkalan data (databases), e-surat atau surat elektronik (e-mail), dan bentuk teknologi non komputer yang lain seperti halnya sistem pengiriman barang, dan alat pembayaran untuk e-dagang ini.

E-commerce pertama kali diperkenalkan pada tahun 1994 pada saat pertama kali banner-elektronik dipakai untuk tujuan promosi dan periklanan di suatu halaman-web (website). Menurut Riset Forrester, perdagangan elektronik menghasilkan penjualan seharga AS$12,2 milyar pada 2003. Menurut laporan yang lain pada bulan oktober 2006 yang lalu, pendapatan ritel online yang bersifat non-travel di Amerika Serikat diramalkan akan mencapai seperempat trilyun dolar US pada tahun 2011.

Contoh E-Commerce.
Banyak sekali yang dapat kita lakukan melalui E-Commerce yaitu :
1. Pembelian buku melalui online.
2. Pembelian elektronik melalui online.
3. Pembelian kendaraan melalui online.
4. Pembelian pakaian melalui online, dll.

Source: http://islam-download.net/contoh-contoh/contoh-e-commerce.html#ixzz1Cggsqz32

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